banking & budgeting
Banking & Budgeting
Core Vocabulary
Study the key terms, pronunciations, and Amharic translation contexts.
Account
/አካውንት/
የባንክ ሂሳብ
A record of money in a bank
በአንድ ባንክ ውስጥ ያለ የገንዘብ መዝገብ
Examples
"I opened an account."
Balance
/ባላንስ/
ቀሪ ሂሳብ
Amount of money remaining
የቀረ የገንዘብ መጠን
Examples
"Check your balance."
Deposit
/ዲፖዚት/
ተቀማጭ ማድረግ
Putting money into a bank
ገንዘብ ባንክ ውስጥ ማስቀመጥ
Examples
"Deposit your check."
Withdrawal
/ዊዝድሮዋል/
ገንዘብ ማውጣት
Taking money out
ገንዘብን ማውጣት
Examples
"Make a withdrawal."
Interest
/ኢንተረስት/
ወለድ
Money paid for using borrowed money
ለተበደረ ገንዘብ የሚከፈል ክፍያ
Examples
"The interest is high."
Loan
/ሎን/
ብድር
Borrowed money to be repaid
ሊመለስ የሚገባው የተበደረ ገንዘብ
Examples
"Apply for a loan."
Credit
/ክሬዲት/
ብድር/ክሬዲት
Ability to borrow money
ገንዘብ የመበደር ችሎታ
Examples
"He has good credit."
Debit
/ዴቢት/
ወጪ/ዴቢት
Money taken from an account
ከሂሳብ ላይ የሚቀነስ ገንዘብ
Examples
"Use a debit card."
Savings
/ሴቪንግስ/
ቁጠባ
Money saved for the future
ለወደፊት ተብሎ የተቀመጠ ገንዘብ
Examples
"Put money in savings."
Checking
/ቼኪንግ/
ተንቀሳቃሽ ሂሳብ
Account for daily transactions
ለዕለት ተዕለት ልውውጥ የሚሆን ሂሳብ
Examples
"My checking account is low."
Mortgage
/ሞርጌጅ/
የቤት ብድር
Loan for buying property
ቤት ለመግዛት የሚወሰድ ብድር
Examples
"Pay the mortgage."
Overdraft
/ኦቨርድራፍት/
ከመጠን በላይ ማውጣት
Spending more than available
ካለ ገንዘብ በላይ መጠቀም
Examples
"Avoid an overdraft."
Statement
/ስቴትመንት/
የሂሳብ መግለጫ
Record of transactions
የሂሳብ ዝውውሮች መዝገብ
Examples
"Read the statement."
ATM
/ኤቲኤም/
የገንዘብ መክፈያ ማሽን
Automated teller machine
የራስ ሰር ገንዘብ መክፈያ
Examples
"Find an ATM."
PIN
/ፒን/
የምስጢር ቁጥር
Personal identification number
የግል መታወቂያ ቁጥር
Examples
"Enter your PIN."
Transfer
/ትራንስፈር/
ማስተላለፍ
Moving money between accounts
ገንዘብን ከአንድ ሂሳብ ወደ ሌላ ማዘዋወር
Examples
"Transfer the funds."
Budget
/ባጀት/
በጀት
A plan for spending
የወጪ እቅድ
Examples
"Create a budget."
Expense
/ኤክስፔንስ/
ወጪ
Cost required for something
ለአንድ ነገር የሚወጣ ወጪ
Examples
"Reduce your expense."
Income
/ኢንከም/
ገቢ
Money received regularly
በየጊዜው የሚገኝ ገንዘብ
Examples
"Increase your income."
Debt
/ዴት/
ዕዳ
Money owed to someone
ለሰው የሚከፈል እዳ
Examples
"Pay off your debt."
Investment
/ኢንቨስትመንት/
ኢንቨስትመንት
Putting money to earn profit
ትርፍ ለማግኘት ገንዘብን ስራ ላይ ማዋል
Examples
"An investment grew."
Asset
/አሴት/
ሀብት/ንብረት
Valuable thing owned
ዋጋ ያለው ንብረት
Examples
"Land is an asset."
Liability
/ላያቢሊቲ/
ዕዳ/ግዴታ
Financial obligation
የገንዘብ ግዴታ
Examples
"A loan is a liability."
Profit
/ፕሮፊት/
ትርፍ
Financial gain
የገንዘብ ትርፍ
Examples
"Make a profit."
Loss
/ሎስ/
ኪሳራ
Losing money
ገንዘብ ማጣት
Examples
"The business had a loss."
Revenue
/ሬቨኒው/
ጠቅላላ ገቢ
Total income
ጠቅላላ የሚገኝ ገቢ
Examples
"Revenue increased."
Capital
/ካፒታል/
ካፒታል
Wealth for starting business
ስራ ለመጀመር የሚሆን ሃብት
Examples
"We need capital."
Currency
/ከረንሲ/
የገንዘብ አይነት
System of money
የገንዘብ ስርዓት
Examples
"The currency is Birr."
Exchange
/ኤክስቼንጅ/
ምንዛሬ
Trading money for another
ገንዘብን በሌላ መቀየር
Examples
"The exchange rate is good."
Inflation
/ኢንፍሌሽን/
የዋጋ ግሽበት
Increase in prices
የዋጋ መጨመር
Examples
"Inflation is rising."
Deflation
/ዲፍሌሽን/
የዋጋ መቀነስ
Decrease in prices
የዋጋዎች መቀነስ
Examples
"Deflation hit the economy."
Dividend
/ዲቪደንት/
የትርፍ ድርሻ
Share of profit for owners
ለባለቤቶች የሚከፈል ትርፍ
Examples
"Get your dividend."
Portfolio
/ፖርትፎሊዮ/
የኢንቨስትመንት ዝርዝር
Collection of investments
የኢንቨስትመንቶች ስብስብ
Examples
"A diverse portfolio."
Stock
/ስቶክ/
አክሲዮን
Share of a company
የኩባንያ ድርሻ
Examples
"Buy some stock."
Bond
/ቦንድ/
ቦንድ
Fixed income instrument
የገቢ ማግኛ ሰነድ
Examples
"Invest in a bond."
Transaction
/ትራንዛክሽን/
ዝውውር
Business deal or payment
የንግድ ወይም የክፍያ ስምምነት
Examples
"Complete the transaction."
Receipt
/ሪሲት/
ደረሰኝ
Proof of payment
የክፍያ ማረጋገጫ
Examples
"Keep the receipt."
Invoice
/ኢንቮይስ/
የክፍያ መጠየቂያ
Bill for services
የአገልግሎት ክፍያ መጠየቂያ
Examples
"Send the invoice."
Payment
/ፔይመንት/
ክፍያ
Act of paying
የመክፈል ተግባር
Examples
"Submit the payment."
Salary
/ሳላሪ/
ደመወዝ
Monthly pay
የወር ክፍያ
Examples
"Wait for salary."
Wage
/ዌጅ/
የቀን/ሳምንት ክፍያ
Pay per hour or day
በሰዓት ወይም በቀን የሚከፈል
Examples
"Minimum wage."
Bonus
/ቦነስ/
ተጨማሪ ክፍያ
Extra money
ተጨማሪ ገንዘብ
Examples
"Get a bonus."
Pension
/ፔንሽን/
ጡረታ
Money for retired people
ለጡረተኞች የሚከፈል ገንዘብ
Examples
"Pension fund."
Insurance
/ኢንሹራንስ/
መድን
Protection against risk
ከአደጋ መጠበቂያ
Examples
"Life insurance."
Premium
/ፕሪሚየም/
መደበኛ ክፍያ
Payment for insurance
ለኢንሹራንስ የሚከፈል ክፍያ
Examples
"Pay the premium."
Policy
/ፖሊሲ/
መመሪያ/ውል
Insurance contract
የኢንሹራንስ ውል
Examples
"Read the policy."
Deductible
/ዲዳክተብል/
ከኢንሹራንስ በፊት የሚከፈል
Amount paid before insurance
ኢንሹራንስ ከመክፈሉ በፊት የሚከፈል
Examples
"High deductible."
Beneficiary
/ቤነፊሸሪ/
ተጠቃሚ
Person receiving benefits
ጥቅም የሚቀበል ሰው
Examples
"The beneficiary is my son."
Bankruptcy
/ባንክራፕትሲ/
ከሰረ/ኪሳራ
Legal state of unable to pay
ዕዳ መክፈል አለመቻል
Examples
"File for bankruptcy."
Liquidity
/ሊኩዊዲቲ/
ወደ ገንዘብ የመቀየር አቅም
Availability of cash
የጥሬ ገንዘብ መኖር
Examples
"High liquidity."
Credit score
/ክሬዲት ስኮር/
የብድር ታሪክ ነጥብ
Rating of credit risk
የብድር አደጋ ደረጃ
Examples
"Improve your credit score."
Interest rate
/ኢንተረስት ሬት/
የወለድ መጠን
Percentage of interest
የወለድ በመቶኛ
Examples
"Low interest rate."
Fixed rate
/ፊክስድ ሬት/
የማይቀየር ወለድ
Rate that stays same
የማይለወጥ የወለድ መጠን
Examples
"Fixed rate loan."
Variable rate
/ቫሪያብል ሬት/
ተለዋዋጭ ወለድ
Rate that changes
የሚቀያየር የወለድ መጠን
Examples
"Variable rate mortgage."
Compound interest
/ኮምፓውንድ ኢንተረስት/
ተደራራቢ ወለድ
Interest on interest
በወለድ ላይ የሚታሰብ ወለድ
Examples
"Earn compound interest."
Simple interest
/ሲምፕል ኢንተረስት/
ቀላል ወለድ
Interest on principal only
በዋናው ገንዘብ ላይ ብቻ የሚታሰብ ወለድ
Examples
"Pay simple interest."
Principal
/ፕሪንሲፓል/
ዋና ገንዘብ
Original sum of money
የመጀመሪያው የገንዘብ ድምር
Examples
"Repay the principal."
Collateral
/ኮላተራል/
መያዣ
Security for a loan
ለብድር መያዣ የሚሆን ንብረት
Examples
"House as collateral."
Guarantor
/ጋራንተር/
ዋስትና ሰጪ
Person who guarantees repayment
ብድር እንዲከፈል ዋስ የሚሆን
Examples
"Be a guarantor."
Co-signer
/ኮሳይነር/
አብሮ ፈራሚ
Person signing with borrower
ከተበዳሪው ጋር አብሮ የሚፈርም
Examples
"Need a co-signer."
Default
/ዲፎልት/
ብድር መክፈል አለመቻል
Failure to pay a loan
ብድርን አለመክፈል
Examples
"Do not default."
Foreclosure
/ፎርክሎዠር/
መያዣን መውረስ
Seizing property for unpaid loan
ያልተከፈለ ብድርን ንብረት መውረስ
Examples
"Avoid foreclosure."
Repossession
/ሪፖሰሽን/
ዳግም መውረስ
Taking back property
ንብረትን መልሶ መውሰድ
Examples
"Car repossession."
Credit limit
/ክሬዲት ሊሚት/
የብድር ጣራ
Maximum credit allowed
የሚፈቀደው ከፍተኛ ብድር
Examples
"High credit limit."
APR
/ኤፒአር/
ዓመታዊ የወለድ መጠን
Annual percentage rate
ዓመታዊ የወለድ በመቶኛ
Examples
"Compare APR."
Annual fee
/አንዋል ፊ/
ዓመታዊ ክፍያ
Fee charged once a year
በዓመት አንዴ የሚከፈል
Examples
"No annual fee."
Grace period
/ግሬስ ፒሪየድ/
የእፎይታ ጊዜ
Time before interest starts
ወለድ ከመጀመሩ በፊት ያለው ጊዜ
Examples
"A long grace period."
Billing cycle
/ቢሊንግ ሳይክል/
የክፍያ ኡደት
Period between bills
በክፍያዎች መካከል ያለው ጊዜ
Examples
"Monthly billing cycle."
Cash advance
/ካሽ አድቫንስ/
ቅድመ ጥሬ ገንዘብ
Borrowing cash on credit
በብድር ካርድ ጥሬ ገንዘብ መውሰድ
Examples
"Expensive cash advance."
Balance transfer
/ባላንስ ትራንስፈር/
የሂሳብ ዝውውር
Moving debt to another card
ዕዳን ወደ ሌላ ካርድ ማዛወር
Examples
"Do a balance transfer."
Direct deposit
/ዳይሬክት ዲፖዚት/
ቀጥታ ተቀማጭ
Direct electronic payment
ቀጥተኛ የኤሌክትሮኒክ ክፍያ
Examples
"Get direct deposit."
Automatic payment
/ኦቶማቲክ ፔይመንት/
ቀጥታ ክፍያ
Scheduled recurring payment
የታቀደ ቋሚ ክፍያ
Examples
"Set automatic payment."
Wire transfer
/ዋየር ትራንስፈር/
የገንዘብ ማስተላለፊያ
Electronic fund transfer
የኤሌክትሮኒክ ገንዘብ ማስተላለፍ
Examples
"Send a wire transfer."
Remittance
/ሪሚታንስ/
የውጭ ምንዛሬ ልውውጥ
Money sent home
ወደ ሀገር የሚላክ ገንዘብ
Examples
"Remittance from abroad."
Teller
/ቴለር/
የባንክ ሰራተኛ
Bank employee behind counter
በባንክ መስኮት ላይ የሚሰራ
Examples
"Talk to a teller."
Branch
/ብራንች/
ቅርንጫፍ
Local bank office
የባንክ ቅርንጫፍ ቢሮ
Examples
"Go to the branch."
Vault
/ቮልት/
ካዝና
Secure room for money
ገንዘብ መቀመጫ ክፍል
Examples
"Money is in the vault."
Safe deposit box
/ሴፍ ዲፖዚት ቦክስ/
የደህንነት ሳጥን
Private storage in bank
በባንክ ያለ የግል ሳጥን
Examples
"Use a safe deposit box."
Endorsement
/ኢንዶርስመንት/
ፈራሚ/ማረጋገጫ
Signature on a check
በቼክ ላይ የሚደረግ ፊርማ
Examples
"Sign the endorsement."
Payee
/ፔይ/
ተከፋይ
Person receiving money
ገንዘብ የሚቀበል ሰው
Examples
"Write the payee name."
Payer
/ፔየር/
ከፋይ
Person paying money
ገንዘብ የሚከፍል ሰው
Examples
"The payer signed it."
Check
/ቼክ/
ቼክ
Written order for payment
የጽሁፍ የክፍያ ትዕዛዝ
Examples
"Write a check."
Bounced check
/ባውንስድ ቼክ/
ያልተከፈለ ቼክ
Check with no funds
ገንዘብ የሌለው ቼክ
Examples
"A bounced check fee."
Ledger
/ሌጀር/
የሂሳብ መዝገብ
Book for financial records
የሂሳብ መዝገብ ደብተር
Examples
"Check the ledger."
Reconciliation
/ሪኮንሲሊየሽን/
ማጣጣም
Matching records
መዝገቦችን ማመሳከር
Examples
"Monthly reconciliation."
Auditing
/ኦዲቲንግ/
ምርመራ/ኦዲት
Reviewing accounts
ሂሳብን መመርመር
Examples
"Audit the books."
Taxation
/ታክሴሽን/
ግብር
Paying taxes
ታክስ የመክፈል ሂደት
Examples
"Taxation rules."
Deduction
/ዲዳክሽን/
ቅናሽ
Amount subtracted
የሚቀነስ መጠን
Examples
"Tax deduction."
Rebate
/ሪቤይት/
ተመላሽ ቅናሽ
Partial refund
ከፊል የገንዘብ ተመላሽ
Examples
"Get a rebate."
Refund
/ሪፈንድ/
ተመላሽ ገንዘብ
Money back
የሚመለስ ገንዘብ
Examples
"Request a refund."
Subsidy
/ሰብሲዲ/
ድጎማ
Government financial aid
የመንግስት የገንዘብ ድጋፍ
Examples
"Fuel subsidy."
Grant
/ግራንት/
እርዳታ
Non-repayable fund
የማይመለስ የገንዘብ እርዳታ
Examples
"Receive a grant."
Scholarship
/ስኮላርሺፕ/
የትምህርት እድል
Aid for education
ለተማሪዎች የሚሰጥ እርዳታ
Examples
"Full scholarship."
Tuition
/ቲውሽን/
የትምህርት ክፍያ
Fee for teaching
ለማስተማር የሚከፈል ክፍያ
Examples
"Pay the tuition."
Allowance
/አላውዋንስ/
አበል
Regular amount of money
የሚሰጥ መደበኛ ገንዘብ
Examples
"Weekly allowance."
Stipend
/ስታይፔንድ/
አነስተኛ ክፍያ
Fixed regular sum
ለተማሪ ወይም ለሰልጣኝ የሚከፈል
Examples
"Monthly stipend."
Frugality
/ፍሩጋሊቲ/
ቆጣቢነት
Spared or economical spending
በጥንቃቄ ገንዘብ መጠቀም
Examples
"Practice frugality."
Thriftiness
/ስሪፍቲነስ/
ቁጠባዊነት
Quality of being careful
የመቆጠብ ባህሪ
Examples
"Value thriftiness."
Extravagance
/ኤክስትራቫጋንስ/
ቅንጦት/ባክኖት
Excessive spending
ከመጠን በላይ ማባከን
Examples
"Avoid extravagance."
Squander
/ስኳንደር/
ማባከን
Waste money
ገንዘብን በከንቱ ማውጣት
Examples
"Don't squander money."
Save
/ሴቭ/
መቆጠብ
Keep money
ገንዘብ ማስቀመጥ
Examples
"Save for college."
Spend
/ስፔንድ/
ማውጣት
Use money
ገንዘብን መጠቀም
Examples
"Spend wisely."
Earn
/ኤርን/
ማግኘት/መስራት
Receive for work
ለስራ ገንዘብ ማግኘት
Examples
"Earn a living."
Invest
/ኢንቨስት/
ኢንቨስት ማድረግ
Put money to profit
ትርፍ ለማግኘት ገንዘብ ማስገባት
Examples
"Invest in gold."
Borrow
/ቦሮው/
መበደር
Take on loan
ገንዘብ ተበድሮ መውሰድ
Examples
"Borrow from bank."
Lend
/ሌንድ/
ማበደር
Give on loan
ለሰው ገንዘብ ማበደር
Examples
"Lend money."
Owe
/ኦው/
አለብኝ
Have obligation to pay
መክፈል ያለብህ ዕዳ
Examples
"I owe you."
Repay
/ሪፔይ/
መመለስ
Pay back
ገንዘብን መመለስ
Examples
"Repay the debt."
Liquidate
/ሊኩዊዴት/
ንብረት መሸጥ
Convert to cash
ንብረትን ወደ ጥሬ ገንዘብ መቀየር
Examples
"Liquidate assets."
Diversify
/ዳይቨርሲፋይ/
ማባዛት
Varying investments
ኢንቨስትመንትን መበተን
Examples
"Diversify portfolio."
Appreciate
/አፕሪሽየት/
ዋጋ መጨመር
Increase in value
ዋጋው ከፍ ማለት
Examples
"Homes appreciate."
Depreciate
/ዲፕሪሽየት/
ዋጋ መቀነስ
Decrease in value
ዋጋው ዝቅ ማለት
Examples
"Cars depreciate."
Mature
/ማችዩር/
የመክፈያ ጊዜ ደረሰ
Reached end of term
ክፍያው የሚፈጸምበት ጊዜ መድረስ
Examples
"Bonds mature."
Redeem
/ሪዲም/
መልሶ መግዛት/መቀየር
Exchange for cash
ወደ ገንዘብ መቀየር
Examples
"Redeem points."
Yield
/ዪልድ/
ምርት/ውጤት
Production/Profit
የሚገኝ ትርፍ
Examples
"High yield."
Return
/ሪተርን/
ተመላሽ ትርፍ
Profit on investment
ከኢንቨስትመንት የሚገኝ ትርፍ
Examples
"High return."
Risk
/ሪስክ/
አደጋ
Chance of loss
የመክሰር እድል
Examples
"Investment risk."
Reward
/ሪዎርድ/
ሽልማት/ጥቅም
Benefit gained
የሚገኝ ጥቅም
Examples
"Financial reward."
Volatility
/ቮላቲሊቲ/
ተለዋዋጭነት
Liable to change rapidly
ቶሎ የመቀያየር ባህሪ
Examples
"Market volatility."
Stability
/ስታቢሊቲ/
መረጋጋት
State of being steady
የመረጋጋት ሁኔታ
Examples
"Economic stability."
Recession
/ሪሴሽን/
የኢኮኖሚ ውድቀት
Economic decline
የኢኮኖሚ መቀዛቀዝ
Examples
"Global recession."
Depression
/ዲፕሬሽን/
ከፍተኛ የኢኮኖሚ ድቀት
Severe long recession
ከፍተኛ የኢኮኖሚ ውድቀት
Examples
"Great Depression."
Recovery
/ሪከቨሪ/
ማገገም
Process of returning to normal
ወደ ቀድሞ ሁኔታ መመለስ
Examples
"Economic recovery."
Growth
/ግሮውዝ/
እድገት
Increase in size/wealth
የሀብት እድገት
Examples
"Business growth."
Bull market
/ቡል ማርኬት/
እየጨመረ ያለ ገበያ
Market where prices rise
ዋጋ የሚጨምርበት ገበያ
Examples
"A bull market is here."
Bear market
/ቤር ማርኬት/
እየቀነሰ ያለ ገበያ
Market where prices fall
ዋጋ የሚቀንስበት ገበያ
Examples
"A bear market."
Broker
/ብሮከር/
ደላላ
Agent who buys/sells
ገዥና ሻጭን የሚያገናኝ
Examples
"Call the broker."
Trader
/ትሬደር/
ነጋዴ
Person who trades
ንግድ የሚያከናውን ሰው
Examples
"Stock trader."
Shareholder
/ሼርሆልደር/
ባለአክሲዮን
Owner of shares
የአክሲዮን ባለቤት
Examples
"Vote as shareholder."
Stakeholder
/ስቴክሆልደር/
ባለድርሻ አካል
Person with interest in project
ጥቅም ያለው አካል
Examples
"Meet the stakeholders."
Equity
/ኢኩዊቲ/
ድርሻ/እኩልነት
Value of ownership
የባለቤትነት ዋጋ
Examples
"Home equity."
Net worth
/ኔት ዎርዝ/
ጠቅላላ የተጣራ ሀብት
Assets minus liabilities
ንብረት ሲቀነስ ዕዳ
Examples
"High net worth."
Gross income
/ግሮስ ኢንከም/
ጠቅላላ ገቢ
Income before taxes
ግብር ከመከፈሉ በፊት ያለ ገቢ
Examples
"My gross income."
Net income
/ኔት ኢንከም/
የተጣራ ገቢ
Income after taxes
ግብር ከተከፈለ በኋላ ያለ ገቢ
Examples
"Look at net income."
Disposable income
/ዲስፖዘብል ኢንከም/
ለወጪ የሚተርፍ ገቢ
Income after taxes for spending
ከግብር በኋላ ለወጪ የሚሆን
Examples
"Low disposable income."
Discretionary income
/ዲስክሬሽነሪ ኢንከም/
ለትርፍ ወጪ የሚሆን ገቢ
Money left after necessities
አስፈላጊ ወጪዎች ከተቀነሱ በኋላ የቀረ
Examples
"Spend discretionary income."
Fixed expense
/ፊክስድ ኤክስፔንስ/
ቋሚ ወጪ
Expense that stays same
የማይቀየር ወጪ
Examples
"Rent is a fixed expense."
Variable expense
/ቫሪያብል ኤክስፔንስ/
ተለዋዋጭ ወጪ
Expense that changes
የሚቀያየር ወጪ
Examples
"Food is variable."
Utility
/ዩቲሊቲ/
መሰረታዊ አገልግሎት
Services like water/light
ውሃና መብራት መሰል አገልግሎቶች
Examples
"Pay the utility bills."
Rent
/ሬንት/
ኪራይ
Payment for using property
ቤት ለመጠቀም የሚከፈል
Examples
"The rent is due."
Lease
/ሊዝ/
ረጅም ጊዜ ኪራይ
Contract for renting
የኪራይ ውል
Examples
"Sign the lease."
Down payment
/ዳውን ፔይመንት/
የቅድመ ክፍያ
Initial payment
የመጀመሪያ ክፍያ
Examples
"Make a down payment."
Installment
/ኢንስታለመንት/
ተከታታይ ክፍያ
Regular part payment
ክፍልፋይ ክፍያ
Examples
"Monthly installment."
Amortization
/አሞርታይዜሽን/
ዕዳን ቀስ በቀስ መክፈል
Paying off debt in regular parts
ዕዳን በየጊዜው መክፈል
Examples
"Loan amortization."
Creditworthiness
/ክሬዲትዎርዚነስ/
ታማኝነት/ብድር መክፈል አቅም
Suitability to receive credit
ብድር የመክፈል ብቃት
Examples
"Bank checks creditworthiness."
Solvency
/ሶልቨንሲ/
ዕዳ የመክፈል አቅም
Ability to meet debts
ሁሉንም ዕዳ የመክፈል ችሎታ
Examples
"Maintain solvency."
Insolvency
/ኢንሶልቨንሲ/
ዕዳ መክፈል አለመቻል
Inability to pay debts
ዕዳን መክፈል አለመቻል
Examples
"Faced insolvency."
Fiscal
/ፊስካል/
የበጀት/የገንዘብ
Relating to government revenue
ከመንግስት ገቢ ጋር የተያያዘ
Examples
"Fiscal year."
Monetary
/ሞኔታሪ/
የገንዘብ
Relating to money
ከገንዘብ ጋር የተያያዘ
Examples
"Monetary policy."
Regulation
/ሬጉሌሽን/
ደንብ
Rule or law
ደንብ ወይም መመሪያ
Examples
"Bank regulation."
Compliance
/ኮምፕላያንስ/
ተገዢነት
Obeying rules
ደንብን ማክበር
Examples
"Tax compliance."
Fraud
/ፍሮድ/
ማጭበርበር
Deception for gain
ለጥቅም ብሎ ማታለል
Examples
"Report fraud."
Identity theft
/አይደንቲቲ ዜፍት/
ማንነት መስረቅ
Stealing personal info
የግል መረጃን መስረቅ
Examples
"Stop identity theft."
Phishing
/ፊሺንግ/
የመረጃ ማጭበርበር
Fraudulent online emails
በኢሜይል መረጃ ማጭበርበር
Examples
"Beware of phishing."
Scam
/ስካም/
ተንኮል/ማታለል
Dishonest scheme
የማታለል ተግባር
Examples
"It was a scam."
Security
/ሴኪዩሪቲ/
ደህንነት
Being free from danger
ከአደጋ መጠበቅ
Examples
"Bank security."
Encryption
/ኢንክሪፕሽን/
መረጃን መደበቅ
Coding information
መረጃን በኮድ መለወጥ
Examples
"Data encryption."
Digital wallet
/ዲጂታል ዋሌት/
የኤሌክትሮኒክ የገንዘብ ቦርሳ
App for keeping money
ገንዘብ መያዣ አፕ
Examples
"Use a digital wallet."
Cryptocurrency
/ክሪፕቶከረንሲ/
ዲጂታል ገንዘብ
Digital currency
ዲጂታል የገንዘብ አይነት
Examples
"Invest in cryptocurrency."
Blockchain
/ብሎክቼይን/
ብሎክቼይን
Digital record system
የዲጂታል መዝገብ ስርዓት
Examples
"Blockchain technology."
Fintech
/ፊንቴክ/
የፋይናንስ ቴክኖሎጂ
Financial technology
የፋይናንስ ቴክኖሎጂ
Examples
"Fintech startup."
Microfinance
/ማይክሮፋይናንስ/
ጥቃቅን ብድር
Small scale banking
አነስተኛ የባንክ አገልግሎት
Examples
"Microfinance loan."
Credit union
/ክሬዲት ዩኒየን/
የብድር ህብረት ስራ
Member owned bank
በአባላት የሚመራ ባንክ
Examples
"Join a credit union."
Central bank
/ሴንትራል ባንክ/
ብሔራዊ ባንክ
Government bank
የሀገሪቱ ዋና ባንክ
Examples
"Central bank rates."
Commercial bank
/ኮሜርሻል ባንክ/
ንግድ ባንክ
Bank for businesses
ለንግድ የሚሆን ባንክ
Examples
"Commercial bank services."
Investment bank
/ኢንቨስትመንት ባንክ/
የኢንቨስትመንት ባንክ
Bank for large trades
ለትላልቅ ንግዶች የሚሆን ባንክ
Examples
"Work at an investment bank."
Hedge fund
/ሄጅ ፋንድ/
ሄጅ ፋንድ
Limited investment group
የተወሰነ የኢንቨስትመንት ቡድን
Examples
"Manager of a hedge fund."
Mutual fund
/ምዩቹዋል ፋንድ/
የጋራ ፈንድ
Pooled investment money
የተሰበሰበ የኢንቨስትመንት ገንዘብ
Examples
"Invest in mutual fund."
Index fund
/ኢንዴክስ ፋንድ/
ኢንዴክስ ፋንድ
Fund following market
ገበያን የሚከተል ፈንድ
Examples
"Low cost index fund."
ETF
/ኢቲኤፍ/
በገበያ የሚሸጥ ፈንድ
Exchange traded fund
በገበያ ላይ የሚነገድ ፈንድ
Examples
"Buy an ETF."
IPO
/አይፒኦ/
አክሲዮን ለመጀመሪያ ጊዜ ማውጣት
Initial public offering
የመጀመሪያው የህዝብ ሽያጭ
Examples
"Company IPO."
Mergers
/መርጀርስ/
መዋሃድ
Joining companies
ኩባንያዎች ሲዋሃዱ
Examples
"Corporate mergers."
Acquisition
/አኩዊዚሽን/
መግዛት/መውረስ
Buying a company
አንድን ኩባንያ መግዛት
Examples
"Recent acquisition."
Synergy
/ሲነርጂ/
ቅንጅት
Combined interaction
ጥምር ጥንካሬ
Examples
"Business synergy."
Outsourcing
/አውትሶርሲንግ/
ስራን ለውጭ መስጠት
Hiring outside workers
ስራን ለውጭ አካል መስጠት
Examples
"Outsourcing jobs."
Downsizing
/ዳውንሳይዚንግ/
ሰራተኛ መቀነስ
Reducing size of staff
የሰራተኛ ቁጥር መቀነስ
Examples
"Company downsizing."
Expansion
/ኤክስፓንሽን/
መስፋፋት
Growing larger
መስፋፋትና ማደግ
Examples
"Market expansion."
Market share
/ማርኬት ሼር/
የገበያ ድርሻ
Portion of market controlled
የተያዘ የገበያ ክፍል
Examples
"Huge market share."
Brand equity
/ብራንድ ኢኩዊቲ/
የብራንድ ዋጋ
Value of a brand name
የብራንድ ስም ዋጋ
Examples
"Strong brand equity."
Consumer price index
/ኮንሲዩመር ፕራይስ ኢንዴክስ/
የሸማቾች ዋጋ መለኪያ
Measure of inflation
የዋጋ ግሽበት መለኪያ
Examples
"Check the CPI."
GDP
/ጂዲፒ/
ጠቅላላ የአገር ውስጥ ምርት
Gross domestic product
ጠቅላላ የሀገር ውስጥ ምርት
Examples
"Country GDP."
GNP
/ጂኤንፒ/
ጠቅላላ ብሔራዊ ምርት
Gross national product
ጠቅላላ ብሔራዊ ምርት
Examples
"Calculate GNP."
National debt
/ናሽናል ዴት/
የሀገር ዕዳ
Money owed by nation
ሀገሪቱ ያለባት ዕዳ
Examples
"National debt rising."
Deficit spending
/ዴፊሲት ስፔንዲንግ/
ያለ ገቢ ማውጣት
Spending more than income
ከገቢ በላይ ማውጣት
Examples
"Stop deficit spending."
Austerity
/ኦስተሪቲ/
ቁጠባ (መንግስታዊ)
Difficult economic conditions
ጥብቅ የቁጠባ እርምጃ
Examples
"Austerity measures."
Stimulus
/ስቲምዩለስ/
ማነቃቂያ
Money to boost economy
ኢኮኖሚን ለማነቃቃት የሚሰጥ
Examples
"Stimulus check."
Welfare
/ዌልፌር/
ድጋፍ/ደህንነት
Government help for poor
የመንግስት እርዳታ
Examples
"Apply for welfare."
Social security
/ሶሻል ሴኪዩሪቲ/
ማህበራዊ ዋስትና
Government retirement program
የማህበራዊ ዋስትና
Examples
"Social security benefits."
Retirement
/ሪታየርመንት/
ጡረታ
Leaving job for old age
ከስራ መገለል/ጡረታ
Examples
"Plan for retirement."
Estate planning
/ኤስቴት ፕላኒንግ/
የንብረት እቅድ
Planning for inheritance
የንብረት ክፍፍል እቅድ
Examples
"Do estate planning."
Will
/ዊል/
ኑዛዜ
Document for assets after death
የኑዛዜ ሰነድ
Examples
"Write a will."
Trust
/ትረስት/
አደራ
Money held for another
ለሰው ተብሎ የሚቀመጥ
Examples
"Set up a trust."
Probate
/ፕሮቤት/
ኑዛዜ ማረጋገጥ
Legal process of will
ኑዛዜን የማጽደቅ ሂደት
Examples
"Go through probate."
Executor
/ኤክሴክዩተር/
ኑዛዜ ፈጻሚ
Person carrying out a will
ኑዛዜን የሚያስፈጽም ሰው
Examples
"He is the executor."
Inheritance
/ኢንሄሪታንስ/
ውርስ
Assets passed to heirs
ከቤተሰብ የሚወረስ ንብረት
Examples
"Receive inheritance."
Bequest
/ቢኩዌስት/
በኑዛዜ የተሰጠ
Gift in a will
በኑዛዜ የተሰጠ ስጦታ
Examples
"Large bequest."
Endowment
/ኢንዶውመንት/
ቋሚ ስጦታ
Gift for institution
ለተቋም የሚደረግ እርዳታ
Examples
"College endowment."
Philanthropy
/ፊላንትሮፒ/
ልግስና
Helping people by money
በገንዘብ ሰውን መርዳት
Examples
"Focus on philanthropy."
Charity
/ቻሪቲ/
ምጽዋት/እርዳታ
Giving to the needy
ለተቸገሩ መስጠት
Examples
"Give to charity."
Donation
/ዶኔሽን/
ልገሳ
Gift to a cause
የሚደረግ እርዳታ
Examples
"Make a donation."
Fee
/ፊ/
ክፍያ
Price for a service
ለአገልግሎት የሚከፈል
Examples
"ATM fee."
Teller
/ቴለር/
ገንዘብ ተቀባይ
Bank worker
የባንክ ሰራተኛ
Examples
"Talk to teller."
Safe
/ሴፍ/
ካዝና
Secure box
የብረት ሳጥን
Examples
"Put in safe."
Fund
/ፋንድ/
ፈንድ/ገንዘብ
Sum of money
የገንዘብ ክምችት
Examples
"Educational fund."
Wealth
/ዌልዝ/
ሀብት
Abundance of money
ብዙ ሀብት
Examples
"Create wealth."
Poverty
/ፖቨርቲ/
ድህነት
Being poor
የድህነት ሁኔታ
Examples
"Fight poverty."
Penny
/ፔኒ/
ሳንቲም
Smallest coin
ትንሽ ሳንቲም
Examples
"Save every penny."
Bill
/ቢል/
የክፍያ መጠየቂያ
Paper money or invoice
ኖት ወይም ደረሰኝ
Examples
"Pay the bill."
Note
/ኖት/
ኖት
Paper money
የወረቀት ገንዘብ
Examples
"Ten dollar note."
Coin
/ኮይን/
ሳንቲም
Metal money
የብረት ገንዘብ
Examples
"Gold coin."
Rate
/ሬት/
መጠን
Amount/Frequency
የሚለካ መጠን
Examples
"Tax rate."
Sum
/ሰም/
ድምር
Total amount
ጠቅላላ መጠን
Examples
"Large sum."
Total
/ቶታል/
ጠቅላላ
Whole amount
አጠቃላይ
Examples
"Total cost."
Audit
/ኦዲት/
ኦዲት
Examine records
መዝገብ መመርመር
Examples
"Internal audit."
Market
/ማርኬት/
ገበያ
Place for trade
የንግድ ቦታ
Examples
"Stock market."
Price
/ፕራይስ/
ዋጋ
Cost of something
የአንድ ነገር ዋጋ
Examples
"High price."
Cost
/ኮስት/
ወጪ
Amount paid
የሚወጣ ወጪ
Examples
"Operating cost."
Plan
/ፕላን/
እቅድ
Intent for future
የወደፊት እቅድ
Examples
"Financial plan."
Save
/ሴቭ/
አድን/ቆጥብ
Protect or store
ማስቀመጥ
Examples
"Save money."
Rich
/ሪች/
ሀብታም
Having much money
ሀብታም መሆን
Examples
"Get rich."
Poor
/ፑር/
ደሃ
Having little money
ደሃ መሆን
Examples
"Poor people."
Economy
/ኢኮኖሚ/
ኢኮኖሚ
Wealth system
የሀብት ስርዓት
Examples
"Strong economy."
Global
/ግሎባል/
አቀፋዊ
Relating to world
አለም አቀፋዊ
Examples
"Global market."
Local
/ሎካል/
አካባቢያዊ
Relating to area
የአካባቢ
Examples
"Local bank."
Secure
/ሴኪዩር/
ደህንነቱ የተጠበቀ
Safe and certain
አስተማማኝ
Examples
"Secure login."
Public
/ፓብሊክ/
የህዝብ
Relating to people
ለህዝብ የሆነ
Examples
"Public fund."
Private
/ፕራይቬት/
የግል
Relating to individual
የግል የሆነ
Examples
"Private account."
Daily
/ዴይሊ/
ዕለታዊ
Every day
በየቀኑ
Examples
"Daily budget."
Weekly
/ዊክሊ/
ሳምንታዊ
Every week
በየሳምንቱ
Examples
"Weekly wage."
Monthly
/ማንዝሊ/
ወርሃዊ
Every month
በየወሩ
Examples
"Monthly rent."
Annual
/አንዋል/
ዓመታዊ
Once a year
በየዓመቱ
Examples
"Annual report."
Quarterly
/ኳርተርሊ/
በየሶስት ወሩ
Every three months
በየሩብ ዓመቱ
Examples
"Quarterly profit."
Future
/ፊውቸር/
ወደፊት
Time to come
የሚመጣው ጊዜ
Examples
"Future savings."
Present
/ፕረዘንት/
አሁን
Now
ያለንበት ጊዜ
Examples
"Present value."
Value
/ቫልዩ/
ዋጋ/ክብር
Worth
ጠቃሚነት
Examples
"Market value."
Checkbook
/ቼክቡክ/
የቼክ ደብተር
Book of checks
የቼኮች መዝገብ
Examples
"Find checkbook."
Merchant
/መርቻንት/
ነጋዴ
Trader
ነጋዴ ሰው
Examples
"Merchant account."
Brokerage
/ብሮከሬጅ/
የድለላ ድርጅት
Company for trading
የንግድ ድርጅት
Examples
"Open brokerage."
Bonus
/ቦነስ/
ቦነስ
Extra
ተጨማሪ
Examples
"Yearly bonus."
Grant
/ግራንት/
እርዳታ
Free money
እርዳታ
Examples
"Get a grant."
Owe
/ኦው/
እዳ አለብኝ
Indebted
እዳ ያለበት
Examples
"Owe money."
Lend
/ሌንድ/
አበድር
Give loan
ማበደር
Examples
"Lend some."
Pay
/ፔይ/
ክፈል
Give money
መክፈል
Examples
"Pay him."
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